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“Major changes in health policy, like major changes in any area, are political acts, undertaken for political purposes.”
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“These accounts are mostly just another tax shelter for high-income people. I don't see them solving the significant health problems of our time.”
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“When people are spending their own money, they will tend to use less care than if somebody else is paying for it. But the size of that effect is going to be much less than what the advocates claim.”
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