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“The issue has been getting the bank back to a positive earnings basis.”
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“The attorneys' fees have been astronomical.”
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“We had to bring our underwriting standards up to a level equal to the rest of the state. We had to look at the loans to be sure we had no more major losses. We had to get our staff trained. We've buckled down and done what we needed to do.”
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“We will go ahead with the five areas.”
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