“I would agree with most of the concerns, ... Anyone looking at that arena would come to these conclusions and have these concerns very quickly. We wouldn't be doing something unless we had all the concerns addressed.”
“It's a very well-established business with significant distribution channels. Our ability to tap into those remains to be seen, but having a partner of this quality and scale gives us access to China that would be inconceivable without the partnership.”
“The Mellon transaction is a logical and low-risk extension of the Citizens franchise which is not only a good deal in its own right, but opens a range of additional options for us,”