“There's a financial component, but there's also a cultural component, and it was the lure of starting something on your own and also establishing a culture that I believe in.”
“So we're going to be targeting small, middle-size, as well as large (businesses), but we have certain approaches to approaching large (businesses) and that is to ask for a part of their business, not the entire thing. That establishes a relationship with them for future growth of the bank.”